Don’t let limited cash-on-hand keep you from being comfortable. The Ruud KwikComfort Financing credit card program makes it easy to find a payment that works for you! With many options and benefits available, KwikComfort Financing credit card is the best way to get the home comfort you need without the wait. Here are just a few of the ways the KwikComfort Financing credit card program delivers on its name.

Applications Made Easy

Your contractor can help guide you through our quick and easy application process. Plus, you can apply for the KwikComfort® Financing credit card 7 days a week – we’re there when you need us.

Kwik Credit Decisions

You don’t want to wait on comfort, and you don’t want to wait for your financing decision to come through. That’s why we’ve made our credit processing fast and efficient, so you’ll have an answer within minutes.

Deferred Interest/No Interest if Paid in Full Financing Options 

Deferred Interest Financing allows the convenience of monthly payments over time. The interest that accrues from the date of purchase is not assessed to the account as long as the promotional balance is paid in full before the promotional due date.

Reduced Interest/Fixed Payment Financing Options

With this type of financing option, monthly payments are the same each month and are required until the promotional purchase is paid in full.

Fast Credit For The Future

With Ruud KwikComfort Financing credit card, you have the convenience of being able to finance everything – from your original equipment purchase to subsequent service, from Protection Plus extended warranties to comfort options you may decide to add later.* Everyone likes to be comfortable, but not everyone’s financing needs are the same. That’s why KwikComfort offers a variety of financing options to suit your family’s budget.

Minimum Monthly Payments

You can’t always foresee household expenses, and may need to take advantage of convenient monthly payments over time to help fit the expense into your budget. The KwikComfort Financing credit card offers a variety of financing options to help meet your needs. Just like all of our Ruud products, the Ruud KwikComfort Financing credit card program is designed to bring you comfort without the headaches. So when your contractor is providing solutions for your home comfort needs, ask about financing your purchase.


The GreenSky® Loan Program's focus is simple—to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.

  • Affordable loans are available directly to homeowners, giving you the freedom to use your funds with any contractor or home improvement store.
  • Founded on the idea that payment, credit and commerce could be enhanced using technology and elegant user experiences.
  • Over a million people have trusted GreenSky® to meet their home improvement needs because it’s fast and simple.
  • Take advantage of credit limits up to $65,000 to help your home improvement needs.
  • Apply for a loan in no time! It takes just 2 minutes to apply and only seconds to get a decision. Once you are approved, you’ll have access to GreenSky’s network of home improvement professionals. It’s that simple!

What to expect from your loan

Your Card has a 6-month purchase window 1 that begins on your approval date. During that 6-month period, use your GreenSky® Home Improvement Payment Card to make purchases with home improvement retailers and contractors nationwide.

During your 6-month purchase window:

  • Spend with any home improvement merchant or retailer nationwide.
  • Spend only what you need to complete your project.

When the 6-month purchase window expires, you will no longer be able to make purchases and your account balance will convert to fixed monthly installment payments for the remaining life of your loan.

Spend with Any Home Improvement Retailer or Contractor

Home Improvement project warriors can now enjoy GreenSky’s attractive financing for use with any home improvement retailer or contractor! With the GreenSky® Loan Program, we understand that any home improvement project comes with its own unique set of challenges. That said, how to finance and budget that project is invariably the primary challenge.

A GreenSky® Program Loan provides you with the purchasing flexibility you need over a 6-month purchasing period, coupled with the simple and easy to understand structure of an installment loan.

See what financing with greensky could look like

click from the List below to see which plan may be best for you